---
updatedAt: 2026-08-13T20:15:02.000Z
agentTools:
  projectIndex: https://developers.bluesnap.com/v8976-JSON/llms.txt
---

# sepaDirectDebitTransaction

Contains the information required to process a SEPA Direct Debit transaction.

### Request

| Property Name   | Type     | Required                                                                                                      | Description                                                               |
| :-------------- | :------- | :------------------------------------------------------------------------------------------------------------ | :------------------------------------------------------------------------ |
| `bic`           | *string* | **Required **if vaulted shopper is not sent                                                         | Bank Identifier Code (BIC).8 - 12 alphanumeric characters.                |
| `iban`          | *string* | **Required** if vaulted shopper ID is not sent                                                                | International Bank Account Number (IBAN).14 - 34 alphanumeric characters. |
| `ibanFirstFour` | *string* | Optional<br /><br />**Required** if sending a vaulted shopper ID and the shopper has multiple saved accounts. | First four characters of IBAN.                                            |
| `ibanLastFour`  | *string* | Optional<br /><br />**Required** if sending a vaulted shopper ID and the shopper has multiple saved accounts. | Last four characters of IBAN.                                             |

### Response

<Table align={["left","left","left"]}>
  <thead>
    <tr>
      <th>
        Property Name
      </th>

      <th>
        Type
      </th>

      <th>
        Description
      </th>
    </tr>
  </thead>

  <tbody>
    <tr>
      <td>
        `bic`
      </td>

      <td>
        _string_
      </td>

      <td>
        Bank Identifier Code (BIC).

        8 - 12 alphanumeric characters.
      </td>
    </tr>

    <tr>
      <td>
        `ibanFirstFour`
      </td>

      <td>
        _string_
      </td>

      <td>
        First four characters of IBAN.
      </td>
    </tr>

    <tr>
      <td>
        `ibanLastFour`
      </td>

      <td>
        _string_
      </td>

      <td>
        Last four characters of IBAN.
      </td>
    </tr>

    <tr>
      <td>
        `mandateId`
      </td>

      <td>
        _string_
      </td>

      <td>
        ID used to identify the shopper's acceptance of the SEPA Direct Debit mandate.
      </td>
    </tr>

    <tr>
      <td>
        `mandateDate`
      </td>

      <td>
        _string_
      </td>

      <td>
        Date (day-month-year) on which the shopper accepted the SEPA Direct Debit mandate.<br />For example: `"21-Jul-17"`
      </td>
    </tr>

    <tr>
      <td>
        `preNotificationText`
      </td>

      <td>
        _string_
      </td>

      <td>
        Text for [pre-notification email](https://developers.bluesnap.com/v8976-Basics/reference/sepa-direct-debit#section-step-3-display-a-confirmation-message-send-a-pre-notification-email) in English.

        For example:<br />"The amount of 100.00 EUR will be collected using SEPA Direct Debit with Mandate BS141928 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account"

        **Note**: To get the text in another language, you may use the [Get Pre-Notification Text](https://developers.bluesnap.com/v8976-Tools/reference/get-pre-notification-text) API.
      </td>
    </tr>

    <tr>
      <td>
        `preNotificationTranslationRef`
      </td>

      <td>
        _string_
      </td>

      <td>
        [Get Pre-Notification Text](https://developers.bluesnap.com/v8976-Tools/reference/get-pre-notification-text) endpoint with transaction ID in query string.

        For example:<br />`https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011148871"`

        **Note**: Specify the desired translation by including the language code in the query string.

        For example:<br />`https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011148871&language=fr"`
      </td>
    </tr>
  </tbody>
</Table>