Create SEPA DD Transaction

The Create SEPA DD Transaction request performs a transaction (purchase) using the SEPA Direct Debit payment method. Note that the shopper's account is not immediately debited - it takes about 5 to 6 business days for the shopper's bank to approve the charge and for their account to be debited.

For more information, see the SEPA Direct Debit guide.

👍

Prerequisite: Have SEPA enabled for your account

Contact Merchant Support to have SEPA Direct Debit enabled for your account.


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Tip

You can test out a request that hits our sandbox in real-time. Follow the instructions here to use the "Try It!" feature on the right side.

Request Content

Send an altTransaction object, with the following:

PropertyTypeRequired
merchantTransactionIdstringoptional
softDescriptorstringoptional
amountdecimalrequired
currencystringrequired

value must be EUR
productDescriptionstringoptional
taxReferencestringoptional
countrystringoptional
vendorsInfoobjectrequired if using marketplace vendor(s) (see vendorsInfo)
payerInfoobjectrequired if vaultedShopperId is not sent (see payerInfo)
vaultedShopperIdintegerrequired if payerInfo is not sent
sepaDirectDebitTransactionobjectrequired (see sepaDirectDebitTransaction)
authorizedByShopperbooleanrequired

value must be true
transactionMetaDataobjectoptional (see transactionMetaData)
transactionFraudInfoobjectoptional (see transactionFraudInfo)

Response Details

If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:

PropertyNotes
transactionId
vaultedShopperId
processingInfo(see processingInfo)
fraudResultInfo(see fraudResultInfo)

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Examples

Request Examples

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "sepaDirectDebitTransaction": {
      "iban": "DE09100100101234567893"
  },
  "payerInfo": {
      "firstName": "John",
      "lastName": "Doe"
  },
  "amount": 9.65,
  "currency": "EUR",
  "country": "FR",
  "softDescriptor": "ABC COMPANY",
  "authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "sepaDirectDebitTransaction": {}, 
  "vaultedShopperId": 21786355,
  "amount": 9.65,
  "currency": "EUR",
  "country": "FR",
  "softDescriptor": "ABC COMPANY",
  "authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "sepaDirectDebitTransaction": {
        "ibanFirstFour": "DE09",
        "ibanLastFour": "7893"
  },
  "vaultedShopperId": "21781965",
  "amount": 9.65,
  "currency": "EUR",
  "country": "FR",
  "softDescriptor": "ABC COMPANY",
  "authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "sepaDirectDebitTransaction": {
      "iban": "DE09100100101234567893"
  },
  "payerInfo": {
      "firstName": "John",
      "lastName": "Doe"
  },
  "amount": 12.65,
  "currency": "EUR",
  "country": "FR",
  "taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
  "softDescriptor": "ABC COMPANY",
  "authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "transactionOrderSource": "MOTO",
  "sepaDirectDebitTransaction": {
      "iban": "DE09100100101234567893"
  },
  "payerInfo": {
      "firstName": "John",
      "lastName": "Doe"
  },
  "amount": 9.65,
  "currency": "EUR",
  "country": "FR",
  "softDescriptor": "ABC COMPANY",
  "authorizedByShopper": true
}'

Response Examples

{
    "transactionId": "1011183521",
    "softDescriptor": "ABC COMPANY",
    "amount": 9.65,
    "currency": "EUR",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe"
    },
    "vaultedShopperId": 21781957,
    "sepaDirectDebitTransaction": {
        "ibanFirstFour": "DE09",
        "ibanLastFour": "7893",
        "mandateId": "Ooo153451",
        "mandateDate": "21-Jul-17",
        "preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
        "preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011183521"
    },
    "processingInfo": {
        "processingStatus": "PENDING",
        "transactionRegion": "UK"
    }
}
{
    "transactionId": "1011189089",
    "softDescriptor": "ABC COMPANY",
    "amount": 9.65,
    "currency": "EUR",
    "vaultedShopperId": 21786355,
    "sepaDirectDebitTransaction": {
        "ibanFirstFour": "DE09",
        "ibanLastFour": "7893",
        "mandateId": "Ooo153465",
        "mandateDate": "21-Jul-17",
        "preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153465 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
        "preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011189089"
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    }
}
{
    "transactionId": "1011188517",
    "softDescriptor": "ABC COMPANY",
    "amount": 9.65,
    "currency": "EUR",
    "vaultedShopperId": 21781965,
    "sepaDirectDebitTransaction": {
        "ibanFirstFour": "DE09",
        "ibanLastFour": "7893",
        "mandateId": "Ooo153463",
        "mandateDate": "21-Jul-17",
        "preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153463 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
        "preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011188517"
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    }
}
{
    "transactionId": "1011183521",
    "softDescriptor": "ABC COMPANY",
    "amount": 12.65,
    "currency": "EUR",
    "taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe"
    },
    "vaultedShopperId": 21781957,
    "sepaDirectDebitTransaction": {
        "ibanFirstFour": "DE09",
        "ibanLastFour": "7893",
        "mandateId": "Ooo153451",
        "mandateDate": "21-Jul-17",
        "preNotificationText": "The amount of 12.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
        "preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011183521"
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    }
}
{
    "transactionId": "1066353551",
    "softDescriptor": "ABC COMPANY",
    "amount": 9.65,
    "currency": "EUR",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe"
    },
    "vaultedShopperId": 37729727,
    "sepaDirectDebitTransaction": {
        "ibanFirstFour": "DE09",
        "ibanLastFour": "7893",
        "mandateId": "Blu314913",
        "mandateDate": "11-Aug-22",
        "preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Blu314913 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.",
        "preNotificationTranslationRef": "https://sandbox.bluesnap.com:443/services/2/translations/sepa/prenotification?transactionid=1066353551"
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    },
    "fraudResultInfo": {}
}

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API Explorer

To test out a basic API request, click the "Try It!" button in the right-hand column to test using the default, pre-populated sample values. To test with your own values, edit the parameter fields below. You'll see them populate in the right-hand column and you can click the "Try It!" button to submit your test request and see a response.

Language
Authorization
Header
Click Try It! to start a request and see the response here!