API BasicsPayment APIEmbedded PaymentsReporting & ToolsSupport GuidesBlueSnap.com
Top of Section

Create an EU Customer

EU Merchant Countries

To use the Create Merchant API request below, merchants must be based out of one of the following countries:

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Faroe Islands
  • Finland
  • France
  • Germany
  • Gibraltor
  • Greece
  • Guernsey
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Create the merchant account

When you have collected all your merchant information, use the Create Merchant API request to send to BlueSnap for review.

Create Merchant API Request

https://platform.bluesnap.com/services/2/merchants/bank-update/{merchantId}

Create Merchant API Parameters for EU Customers

Parameter Required Details
pfToken
No. Include if using Secure Customer Data Fields Secure Customer Data Fields token.
approvalTesting
No If you include this parameter, you are testing the customer-onboarding workflow; the customer account is NOT created but you will receive an IPN and an email as you would in an actual onboarding.
Refer to the testing section for details on how to use this parameter.
Type: string

Valid values:
  • APPROVED
  • RECOMMEND_APPROVE
  • RECOMMEND_DECLINE
  • DECLINE
defaultIPN
No Only use if you want to set up a different notification endpoint for each of your merchants. The endpoint URL you define with this parameter will receive transactional IPNs (Webhooks). The IPNs (Webhooks) you receive for your merchants will be determined during your account setup. Learn more.
businessName Yes Customer-facing name of the business
Type: string
Limits:
  • Maximum 60 characters
  • ASCII characters only, with special characters ",()./-"
legalName Yes Legal name of the business
Type: string
Limits:
  • Maximum 60 characters
  • ASCII characters only, with special characters ",()./-"
productAndServiceDesc Yes Provides a detailed description of the business including information about customers and the merchant's products, services, or both
Type: string
Limit: Maximum 1500 characters
phone Yes Company phone number
Type: string
Limit: Maximum 15 digits with no spaces, dashes, or any other characters
website Yes Main website for the merchant's business
Type: string
Limits:
  • Maximum 100 characters
  • At least 1 "." required
  • No "+" character allowed
  • Must have "@" char in string
businessType Yes Type of business
Valid values:
  • Limited Liability
  • Non-profit
  • Partnership
  • Private Corporation
  • Public Corporation
  • Sole Proprietorship
businessCategory Yes

Category of the business.

Valid values:

  • Business Services
  • Educational Services
  • Charities/Donations
  • Miscellaneous Personal Services
  • Pharmacy
  • Miscellaneous Specialty Retail
  • Software
  • Travel Agencies & Tour Operators
  • Other
taxId (VAT) Yes Merchant's tax ID number
Do NOT include the 2-character country code in this field.
Type: alphanumeric
15 characters
address Yes Merchant's business address. Must be a registered business address.
Type: string
Limit: Maximum 60 characters
city Yes Merchant's business address city
Type: string
Limit: Maximum 60 characters
state Only if country is Germany Merchant's business address state/province/county/region
Type: string
Limit: 2-letter code. (Refer to State and Province Codes.)
zip Yes Merchant's business address zip/postal code
Type: string
Limits: Maximum 15 characters, spaces allowed
country Yes Merchant's business address country
Type: string
Limit: 2-letter code
Refer to Country Codes.
email Yes The business email address provided by your merchant.
Type: string
Limits:
  • Minimum 7 characters
  • Maximum 100 characters
  • At least 1 "." required
  • No "+" character allowed
  • Must have "@" char in string

Note: Once the application is approved, an access URL for your merchant's Chargeback Disputes Portal will be sent to this email address.
salesVolume Yes Merchant's current annual sales volume (Must be in USD)
Type: numeric
Limit: Value must be greater than zero
businessRegistrationNumber Yes The business's registration number
Type: string
Limit: Maximum 20 characters
minimalPayoutAmount Yes The minimum amount at which the customer will be paid. Until this value is reached, funds continue to accumulate.
Type: string
Limit:
  • This must be specified in the currency selected in payoutCurrency.
  • Minimum value is the equivalent of $35 USD.
refundReserve Yes The amount of funds kept in the account to cover refunds.
Type: string
Limits:
  • This must be specified in the currency selected in payoutCurrency.
  • Minimum value is the equivalent of $100 USD
bankCountry Yes Country where the bank is located.
Type: string
Limit: 2-letter code
Refer to Country Codes.
bic Yes Bank Identification Code, also known as a SWIFT code
Type: string
Limit: Maximum 11 characters
iban Yes International Bank Account Number
Type: string
Limit: Maximum 34 characters
paymentReference No Reference text that appears on the customer's bank statement when they are paid out.
Type: string
Limit: Maximum 100 alphanumeric characters
ownerFirstName Yes Business owner's first name
Type: string
Limits:
  • US: Maximum 40 characters
  • Other: Maximum 60 characters
ownerLastName Yes Business owner's last name
Type: string
Limits:
  • US: Maximum 40 characters
  • Other: Maximum 60 characters
ownerDateOfBirth Yes The business owner's date of birth.
Type: numeric with "/"
Limits:
  • Must be in the format of MM/DD/YYYY
  • Maximum 10 characters
ownerGovID Yes Business owner's government ID number
Type: numeric
Limits:
  • No special characters
  • US: Last 4 digits of SSN, numbers only
  • Other: Maximum 50 characters
ownerPhone Yes Business owner's personal phone number
Type: string
Limits:
  • No spaces, dashes, or any other characters
  • US/CA: 10 digits required
  • UK: Maximum 11 digits
  • Other: Maximum 15 digits
address Yes Business owner's home street address
Type: string
Limits:
  • US: Maximum 40 characters
  • Other: Maximum 60 characters
city Yes Business owner's home address city
Type: string
Limits:
  • US: Maximum 25 characters
  • Other: Maximum 60 characters
state Only if companyRepCountry is US or CA Business owner's home address state/province/county/region
Type: string
Limit: 2-letter code. (For US or CA, refer to State and Province Codes.)
zip Yes Business owner's home address zip/postal code
Type: string
Limits:
  • US: Must be 5 or 9 digits
  • CA: Maximum 7 characters, only 1 space allowed
  • AU: Maximum 4 characters
  • UK: Maximum 8 characters, spaces allowed
  • EU/ROW: Maximum 15 characters, spaces allowed
country Yes Business owner's home address country
Type: string
Limit: 2-letter code
Refer to Country Codes.
companyRepFirstName Yes Company representative's first name
Type: string
Limit:
  • US: Maximum 40
  • Other: Maximum 60
companyRepLastName Yes Company representative's last name
Type: string
Limit:
  • US: Maximum 40
  • Other: Maximum 60
companyRepDateOfBirth Yes Company representative's date of birth.
Type: numeric with "/"
Limits:
  • Must be in the format of MM/DD/YYYY
  • Maximum 10 characters
companyRepGovID Yes Company representative's government ID number
Type: numeric
Limits:
  • No special characters
  • US: Last 4 digits of SSN, numbers only
  • Other: Maximum 50 characters
companyRepPhone Yes Company representative's personal phone number
Type: number
Limit:
  • No spaces, dashes, or any other characters
  • US/CA: 10 digits required
  • UK: Maximum 11 digits
  • Other: Maximum 15 digits
companyRepAddress Yes Company representative's home street address
Type: string
Limit:
  • US: Maximum 40
  • Other: Maximum 60
companyRepCity Yes Company representative's home address city
Type: string
Limit:
  • US: Maximum 25
  • Other: Maximum 60
companyRepState Only if companyRepCountry is US or CA Company representative's home address state/province/county/region
Type: string
Limit: 2-letter code. (For US and CA, refer to State and Province Codes.)
companyRepZip Yes Company representative's home address zip or postal code
Type: string
Limits:
  • US: Must be 5 or 9 digits
  • CA: Maximum 7 characters, only 1 space allowed
  • AU: Maximum 4 characters
  • UK: Maximum 8 characters, spaces allowed
  • EU/ROW: Maximum 15 characters, spaces allowed
companyRepCountry Yes Company representative's home address country
Type: string
Limit: 2-letter code
For Great Britain, Wales, or Scotland, use GB. For all other countries, refer to Country Codes.
serviceAgreementDate Yes

Date the merchant signed the merchant service agreement.

You must present the merchant with a link to the BlueSnap Merchant Agreement (available here) and the merchant must sign it before they begin using BlueSnap.

Type: string
Must be in the format MM/DD/YYYY

pricingAgreementDate Yes

Date the merchant signed the pricing agreement.

You must present the merchant with a link to the BlueSnap Pricing Agreement and the merchant must sign it before they begin using BlueSnap.

Type: string
Must be in the format MM/DD/YYYY
merchantIp Yes Merchant's IP address
Type: string
Limit: Maximum 45 characters
Format: IPv4 xxx.xxx.xxx.xxx
IPv6 xxxx:xxxx:xxxx:xxxx:xxxx:xxxx:xxxx:xxxx

Create Merchant API Request examples

📘

Note

Before using Test mode, review the Customer Onboarding steps.

curl -v -X POST https://platform.bluesnap.com/services/2/merchants/application \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
   "approvalTesting": "APPROVED",
    "businessInfo": {
        "businessName": "Doing Business As Name Germany",
        "legalName": "Legal Business Name Germany",
        "productAndServiceDesc": "Products",
        "phone": "12757781072",
        "website": https://www.website.com,
        "businessType": "Public Corporation",
        "businessCategory": "Software",
        "taxId": "876876876",
        "address": "Lychener Str. 60",
        "city": "Berlin",
        "state": "BE",
        "zip": "10437",
        "country": "DE",
        "email": [email protected],
        "salesVolume": "100000",
        "businessRegistrationNumber": "HRB 12217"
    },
    "bankingInfo": {
      "minimalPayoutAmount": "100",
      "refundReserve": "100",
      "bankCountry": "DE", 
      "bic": "LMCIFR2A",
      "iban": "DE7615489048180007263550158"
    },
    "ownershipInfoArr": [
        {
            "ownerFirstName": "Bertrand",
            "ownerLastName": "Russell",
            "ownerDateOfBirth": "01/01/1962",
            "ownerGovID": "654654-6545",
            "ownerPhone": "12757781072",
            "address": "1234 Main Street",
            "city": "Berlin",
            "zip": "10458",
            "country": "DE"
        },
        {
            "ownerFirstName": "Ludwig",
            "ownerLastName": "Wittgenstein",
            "ownerDateOfBirth": "03/11/1971",
            "ownerGovID": "654654-6545",
            "ownerPhone": "12757781072",
            "address": "1234 Lein Str.",
            "city": "Berlin",
            "zip": "10277",
            "country": "DE"
        }
    ],
    "companyRep": {
        "companyRepFirstName": "Mary",
        "companyRepLastName": "Wollstonecraft",
        "companyRepDateOfBirth": "12/13/1967",
        "companyRepGovID": "98798798798",
        "companyRepAddress": "123 Lein Str.",
        "companyRepCity": "Berlin",
        "companyRepZip": "10277",
        "companyRepCountry": "DE",
        "companyRepPhone": "12757981072"
    },
    "merchantAgreementsSign": {
        "serviceAgreementDate": "01/01/2023",
        "pricingAgreementDate": "01/01/2023",
        "merchantIp": "192.168.20.15"
    }
}

curl -v -X POST https://platform.bluesnap.com/services/2/merchants/application \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "approvalTesting": "APPROVED",
  "pfToken": "5ad59e4389abba704ee2d61580d1d5cc1ba0ccf114470d404f771a198d99891b_"
}'

Response

If your request is successful, you receive a 200 OK response from BlueSnap. When our automated review is complete, you receive an IPN explaining the status of your merchant approval process. 

{ 
	"sandboxId": 1682291,
	"message": "success" 
}