Create the merchant account

When you have collected all your merchant information, use the Create Merchant API request to send to BlueSnap for review.

Create Merchant API Request

https://platform.bluesnap.com/services/2/merchants/application

Create Merchant API Parameters for US Customers

Parameter	Required	Details
pfToken	No. Include if using Secure Customer Data Fields	Secure Customer Data Fields token.
approvalTesting	No	If you include this parameter, you are testing the customer-onboarding workflow; the customer account is NOT created but you will receive an IPN and an email as you would in an actual onboarding. Refer to the testing section for details on how to use this parameter. Type: string Valid values: APPROVED RECOMMEND_APPROVE RECOMMEND_DECLINE DECLINE
defaultIPN	No	Only use if you want to set up a different notification endpoint for each of your merchants. The endpoint URL you define with this parameter will receive transactional IPNs (Webhooks). The IPNs (Webhooks) you receive for your merchants will be determined during your account setup. Learn more.
businessInfo (Click this row to show/hide the full list.)	Yes	Container for the businessInfo parameters ASCII characters only
businessName	Yes	Customer-facing name of the business Type: string Limits: Maximum 60 characters ASCII characters only, with special characters ",()./-"
legalName	Yes	Legal name of the business Type: string Limits: Maximum 60 characters ASCII characters only, with special characters ",()./-"
productAndServiceDesc	Yes	Provides a detailed description of the business including information about customers and the merchant's products, services, or both Type: string Limits: Maximum 1500 characters
phone	Yes	Company phone number Type: number For US merchants: Require 10 digits with no spaces, dashes, or any other characters
website	Yes	Main website for the merchant's business Type: string Limits: Maximum 100 characters
businessType	Yes	Type of business Valid values: Limited Liability Non-profit Partnership Private Corporation Public Corporation Sole Proprietorship
businessCategory	Yes	Category of the business. Valid values: Business Services Educational Services Charities/Donations Miscellaneous Personal Services Pharmacy Miscellaneous Specialty Retail Software Travel Agencies & Tour Operators Other
taxId	Yes	Merchant's tax ID number Type: alphanumeric 9 characters
address	Yes	Merchant's business address. Must be a registered business address. Type: string Limits: Maximum 40 characters
city	Yes	Merchant's business address city Type: string Limits: Maximum 40 characters
state	Yes	Merchant's business address state Type: string Limits: 2-letter code. (Refer to State Codes.)
zip	Yes	Merchant's business address zip code Type: number 5 or 9 digit number, no special characters, no spaces
country	Yes	Merchant's business address country Type: string Limits: 2-letter code For Great Britain, Wales, or Scotland, use GB. For all other countries, refer to Country Codes.
email	Yes	The business email address provided by your merchant. Type: string Limits: Minimum 7 characters Maximum 100 characters At least 1 "." required No "+" character allowed Must have "@" char in string Note: Once the application is approved, an access URL for your merchant's Chargeback Disputes Portal will be sent to this email address.
accountUsername	Required only for testing.	Merchant's account username. This is for the BlueSnap Merchant Portal credentials for the merchant. Type: alphanumeric Limits: Maximum 18 characters Must be unique Only accepts the following special characters: - . _ ( ) :
salesVolume	Yes	Merchant's current annual sales volume (Must be in USD) Type: numeric Limits: Value must be greater than zero
bankingInfo (Click this row to show/hide the full list.)	Yes	Container for the bankingInfo parameters
routingNumber	Yes	Routing number for the merchant's business bank account Type: string Limits: Maximum 9 characters numbers only
accountNumber	Yes	Account number for the merchant's business bank account Type: string Limits: Maximum 17 characters Numbers only
bankState	Yes	Merchant's bank address state Type: string Must be a valid 2-letter US State code (Refer to State and Province Codes.)
accountType	Yes	Type of accountfor the merchant's business bank account Type: string Valid input: Checking Savings
minimalPayoutAmount	Yes	The minimum amount at which the customer will be paid. Until this value is reached, funds continue to accumulate. Type: string Limits: Minimum $35.
refundReserve	Yes	The amount of funds kept in the account to cover refunds. Type: string
paymentReference	No	Reference text that appears on the customer's bank statement when they are paid out. Type: string Limits: Maximum 100 alphanumeric characters
ownershipInfoArr (Click this row to show/hide the full list.)	Yes, if anyone owns at least 25%.	Container for the ownershipInfoArr parameters An owner must have at least 25% ownership of the company. You can have up to 4 owners. If no one person owns at least 25%, do not include this section; use companyRep instead. Note: The information provided in this section should be the personal information of the owner, not for the business. For example, provide the owner's address, not the business address.
ownerFirstName	Yes	Business owner's first name Type: string Limits: US: Maximum 40 characters Other: Maximum 60 characters
ownerLastName	Yes	Business owner's last name Type: string Limits: US: Maximum 40 characters Other: Maximum 60 characters
ownerDateOfBirth	Yes	The business owner's date of birth. Type: numeric with "/" Limits: Must be in the format of MM/DD/YYYY Maximum 10 characters
ownerGovID	Yes	Business owner's government ID number Type: numeric Limits: No special characters US: Last 4 digits of SSN, numbers only Other: Maximum 50 characters
ownerPhone	Yes	Business owner's personal phone number Type: number Limits: No spaces, dashes, or any other characters US/CA: Require 10 digits UK: Maximum 11 digits Other: Maximum 15 digits
address	Yes	Business owner's home street address Type: string Limits: US: Maximum 40 characters Other: Maximum 60 characters
city	Yes	Business owner's home address city Type: string Limits: US: Maximum 25 characters Other: Maximum 60 characters
state	Only if companyRepCountry is US or CA	Business owner's home address state/province/county/region Type: string Limit: 2-letter code. (For US or CA, refer to State and Province Codes.)
zip	Yes	Business owner's home address zip/postal code Type: string Limits: US: 5 or 9 digits CA: Maximum 7 characters, only 1 space allowed AU: Maximum 4 characters UK: Maximum 8 characters, spaces allowed EU/ROW: Maximum 15 characters, spaces allowed
country	Yes	Business owner's home address country Type: string Limits: 2-letter code For Great Britain, Wales, or Scotland, use GB. For all other countries, refer to Country Codes.
companyRep (Click this row to show/hide the full list.)	Yes	Container for the companyRep parameters Information of the person who oversees the business and has significant control over the entity. For example, the CEO, COO, or CFO. Note: Information provided in this section should be the personal information of the representative, not for the business. For example, provide the representative's address and phone number, not the business address and phone number.
companyRepFirstName	Yes	Company representative's first name Type: string Limits: US: Maximum 40 Other: Maximum 60
companyRepLastName	Yes	Company representative's last name Type: string Limits: US: Maximum 40 Other: Maximum 60
companyRepDateOfBirth	Yes	Company representative's date of birth. Type: numeric with "/" Limits: Must be in the format of MM/DD/YYYY Maximum 10 characters
companyRepGovID	Yes	Company representative's government ID number Type: numeric Limits: No special characters US: Last 4 digits of SSN, numbers only Other: Maximum 50 characters
companyRepPhone	Yes	Company representative's personal phone number Type: number Limits: No spaces, dashes, or any other characters US/CA: Must be 10 digits UK: Maximum 11 digits Other: Maximum 15 digits
companyRepAddress	Yes	Company representative's home street address Type: string Limits: US: Maximum 40 Other: Maximum 60
companyRepCity	Yes	Company representative's home address city Type: string Limit: US: Maximum 25 Other: Maximum 60
companyRepState	Only if companyRepCountry is US or CA	Company representative's home address state/province/county/region Type: string Limits: 2-letter code. (For US and CA, refer to State and Province Codes.)
companyRepZip	Yes	Company representative's home address zip or postal code Type: string Limits: US: must be 5 or 9 digits CA: Maximum 7 characters, allow 1 space AU: Maximum 4 characters UK: Maximum 8 characters, allow spaces EU/ROW: Maximum 15 characters, allow spaces
companyRepCountry	Yes	Company representative's home address country Type: string Limit: 2-letter code For Great Britain, Wales, or Scotland, use GB. For all other countries, refer to Country Codes.)
merchantAgreementsSign (Click this row to show/hide the full list.)	Yes	Container for the merchantAgreementsSign parameters. Important: In addition to the agreements below, you must present your merchant with a link to the latest *BlueSnap Merchant Terms & Conditions* (available here) and the merchant must expressly consent to it before they begin using BlueSnap.
serviceAgreementDate	Yes	Date the merchant signed the merchant service agreement. You must present the merchant with a link to the *BlueSnap Merchant Agreement* (available here) and the merchant must sign it before they begin using BlueSnap. Type: string Must be in the format MM/DD/YYYY
pricingAgreementDate	Yes	Date the merchant signed the pricing agreement. You must present the merchant with a link to the *BlueSnap Pricing Agreement* and the merchant must sign it before they begin using BlueSnap. Type: string Must be in the format MM/DD/YYYY
merchantIp	Yes	Merchant's IP address Type: string Limit: Maximum 45 characters Format: IPv4 xxx.xxx.xxx.xxx IPv6 xxxx:xxxx:xxxx:xxxx:xxxx:xxxx:xxxx:xxxx

Create Merchant API Request examples

Here are some examples.
Note: Before using Test mode, review the Customer Onboarding steps.

curl -v -X POST https://platform.bluesnap.com/services/2/merchants/application \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "approvalTesting": "APPROVED",
  "businessInfo": {
    "businessName": "Business Name",
    "legalName": "Business LLC",
    "productAndServiceDesc": "Provide a detailed description of your product or service.",
    "phone": "5555555555",
    "website": "https://www.website.com",
    "businessType": "Public Corporation ",
    "businessCategory": "Software",
    "taxId": "770770770",
    "address": "1234 Main Street",
    "city": "City",
    "state": "fl",
    "zip": "12345",
    "country": "US",
    "email": "[email protected]",
    "accountUsername": "MerchantUsername7707",
    "salesVolume": "100000"
  },
  "bankingInfo": {
    "routingNumber": "123456789",
    "accountNumber": "123456",
    "accountType": "CHECKING",
    "bankState": "FL",
    "payoutCurrency": "USD",
    "minimalPayoutAmount": "100",
    "refundReserve": "100"
  },
  "ownershipInfoArr": [
    {
      "ownerFirstName": "Chris",
      "ownerLastName": "Jones",
      "ownerDateOfBirth": "01/01/2000",
      "ownerGovID": "1111",
      "ownerPhone": "15551234567",
      "address": "1234 Main Street",
      "city": "Waltham",
      "state": "FL",
      "zip": "02453",
      "country": "US"
    },
    {
      "ownerFirstName": "Jamie",
      "ownerLastName": "Doe",
      "ownerDateOfBirth": "02/01/2000",
      "ownerGovID": "2222",
      "ownerPhone": "15551234567",
      "address": "200 Broadway",
      "city": "Happy",
      "state": "FL",
      "zip": "12345",
      "country": "US"
    }
  ],
  "companyRep": {
    "companyRepFirstName": "Jesse",
    "companyRepLastName": "Smith",
    "companyRepDateOfBirth": "12/13/1967",
    "companyRepGovID": "1234",
    "companyRepAddress": "123 South Street",
    "companyRepCity": "Happy",
    "companyRepState": "FL",
    "companyRepZip": "12345",
    "companyRepCountry": "US",
    "companyRepPhone": "1555123456"
  },
  "merchantAgreementsSign": {
    "serviceAgreementDate": "01/01/2019",
    "pricingAgreementDate": "01/01/2019",
    "merchantIp": "192.168.20.15"
  }
}'

curl -v -X POST https://platform.bluesnap.com/services/2/merchants/application \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "businessInfo": {
    "businessName": "Business Name",
    "legalName": "Business LLC",
    "productAndServiceDesc": "Provide a detailed description of your product or service.",
    "phone": "5555555555",
    "website": "https://www.website.com",
    "businessType": "Public Corporation ",
    "businessCategory": "Software",
    "taxId": "770770770",
    "address": "1234 Main Street",
    "city": "City",
    "state": "fl",
    "zip": "12345",
    "country": "US",
    "email": "[email protected]",
    "accountUsername": "MerchantUsername7707",
    "salesVolume": "100000"
  },
  "bankingInfo": {
    "routingNumber": "123456789",
    "accountNumber": "123456",
    "accountType": "CHECKING",
    "bankState": "FL",
    "payoutCurrency": "USD",
    "minimalPayoutAmount": "100",
    "refundReserve": "100"
  },
  "ownershipInfoArr": [
    {
      "ownerFirstName": "Chris",
      "ownerLastName": "Jones",
      "ownerDateOfBirth": "01/01/2000",
      "ownerGovID": "1111",
      "ownerPhone": "1555123456",
      "address": "1234 Main Street",
      "city": "Waltham",
      "state": "FL",
      "zip": "02453",
      "country": "US"
    },
    {
      "ownerFirstName": "Jamie",
      "ownerLastName": "Doe",
      "ownerDateOfBirth": "02/01/2000",
      "ownerGovID": "2222",
      "ownerPhone": "1555123456",
      "address": "200 Broadway",
      "city": "Happy",
      "state": "FL",
      "zip": "12345",
      "country": "US"
    }
  ],
  "companyRep": {
    "companyRepFirstName": "Jesse",
    "companyRepLastName": "Smith",
    "companyRepDateOfBirth": "12/13/1967",
    "companyRepGovID": "1234",
    "companyRepAddress": "123 South Street",
    "companyRepCity": "Happy",
    "companyRepState": "FL",
    "companyRepZip": "12345",
    "companyRepCountry": "US",
    "companyRepPhone": "1555123456"
  },
  "merchantAgreementsSign": {
    "serviceAgreementDate": "01/01/2019",
    "pricingAgreementDate": "01/01/2019",
    "merchantIp": "192.168.20.15"
  }
}'

curl -v -X POST https://platform.bluesnap.com/services/2/merchants/application \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "approvalTesting": "APPROVED",
  "pfToken": "5ad59e4389abba704ee2d61580d1d5cc1ba0ccf114470d404f771a198d99891b_"
}'

Response

If your request is successful, you receive a 200 OK response from BlueSnap. When our automated review is complete, you receive an IPN explaining the status of your merchant approval process.

{ 
"sandboxId": 1682291, 
"message": "success" 
}