Create SEPA DD Transaction

The Create SEPA DD Transaction request performs a transaction (purchase) using the SEPA Direct Debit payment method. Note that the shopper's account is not immediately debited - it takes about 5 to 6 business days for the shopper's bank to approve the charge and for their account to be debited.

For more information, see the SEPA Direct Debit guide.

👍
Prerequisite: Have SEPA enabled for your account
Contact Merchant Support to have SEPA Direct Debit enabled for your account.

Request Content

Send an alt-transaction container, with the following:

Property	Type	Required
`amount`	decimal	required
`authorized-by-shopper`	boolean	required, value must be true
`currency`	string	required, value must be EUR
`country`	string	optional
`merchant-transaction-id`	string	optional
`payer-info`	container	required if `vaulted-shopper-id` is not sent (see payer-info)
`product-description`	string	optional
`sepa-direct-debit-transaction`	container	required (see sepa-direct-debit-transaction)
`soft-descriptor`	string	optional
`tax-reference`	string	optional
`transaction-fraud-info`	container	optional (see transaction-fraud-info)
`transaction-meta-data`	container	optional (see transaction-meta-data)
`vaulted-shopper-id`	integer	required if `payer-info` is not sent
`vendors-info`	container	required if using marketplace vendor(s) (see vendors-info)

Response Details

If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:

Property	Notes
`fraud-result-info`	(see fraud-result-info)
`processing-info`	(see processing-info)
`transaction-id`
`vaulted-shopper-id`
`vendors-info`	(see vendors-info)

Examples

Request Examples

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction>
    <iban>DE09100100101234567893</iban>
  </sepa-direct-debit-transaction>
  <payer-info>
    <first-name>John</first-name>
    <last-name>Doe</last-name>
  </payer-info>
  <amount>9.65</amount>
  <currency>EUR</currency>
  <country>FR</country>
  <soft-descriptor>ABC COMPANY</soft-descriptor>
  <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction/>
  <vaulted-shopper-id>21786355</vaulted-shopper-id>
   <amount>100.00</amount>
   <currency>EUR</currency>
   <country>FR</country>
   <soft-descriptor>ABC COMPANY</soft-descriptor>
   <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction>
    <iban-first-four>DE09</iban-first-four>
    <iban-last-four>7893</iban-last-four>
  </sepa-direct-debit-transaction>
  <vaulted-shopper-id>19557478</vaulted-shopper-id>
  <amount>100.00</amount>
  <currency>EUR</currency>
  <country>FR</country>
  <soft-descriptor>ABC COMPANY</soft-descriptor>
  <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction>
    <iban>DE09100100101234567893</iban>
  </sepa-direct-debit-transaction>
  <payer-info>
    <first-name>John</first-name>
    <last-name>Doe</last-name>
  </payer-info>
  <amount>12.65</amount>
  <currency>EUR</currency>
  <tax-reference>048deff0-a285-47e1-bc39-42f79bf0095b</tax-reference>
  <country>FR</country>
  <soft-descriptor>ABC COMPANY</soft-descriptor>
  <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

Response Examples

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>1011189089</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>9.65</amount>
    <currency>EUR</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
    </payer-info>
    <vaulted-shopper-id>21781957</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>Ooo153451</mandate-id>
        <mandate-date>01-Aug-17</mandate-date>
        <pre-notification-text>The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011189089</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
        <transaction-region>UK</transaction-region>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>38490478</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>100.00</amount>
    <currency>EUR</currency>
    <vaulted-shopper-id>21786355</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>BS141932</mandate-id>
        <mandate-date>29-Jun-17</mandate-date>
        <pre-notification-text>The amount of 100.00 EUR will be collected using SEPA Direct Debit with Mandate BS141932 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=38490478</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>38490482</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>100.00</amount>
    <currency>EUR</currency>
    <vaulted-shopper-id>19557478</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>BS141936</mandate-id>
        <mandate-date>29-Jun-17</mandate-date>
        <pre-notification-text>The amount of 100.00 EUR will be collected using SEPA Direct Debit with Mandate BS141936 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=38490482</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>1011189089</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>12.65</amount>
    <currency>EUR</currency>
   <tax-reference>048deff0-a285-47e1-bc39-42f79bf0095b</tax-reference>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
    </payer-info>
    <vaulted-shopper-id>21781957</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>Ooo153451</mandate-id>
        <mandate-date>01-Aug-17</mandate-date>
        <pre-notification-text>The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011189089</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

👍Prerequisite: Have SEPA enabled for your account

Request Content

Response Details

Examples

Request Examples

Response Examples

👍
Prerequisite: Have SEPA enabled for your account