The Create SEPA DD Transaction request performs a transaction (purchase) using the SEPA Direct Debit payment method. Note that the shopper's account is not immediately debited - it takes about 5 to 6 business days for the shopper's bank to approve the charge and for their account to be debited.

For more information, see the SEPA Direct Debit guide.

👍
Prerequisite: Have SEPA enabled for your account
Contact Merchant Support to have SEPA Direct Debit enabled for your account.

📘
Tip
You can test out a request that hits our sandbox in real-time. Follow the instructions here to use the "Try It!" feature on the right side.

Request Content

Send an alt-transaction container, with the following:

Property	Type	Required
`merchant-transaction-id`	string	optional
`soft-descriptor`	string	optional
`amount`	decimal	required
`currency`	string	required, value must be EUR
`tax-reference`	string	optional
`country`	string	optional
`vendors-info`	container	required if using marketplace vendor(s) (see vendors-info)
`payer-info`	container	required if `vaulted-shopper-id` is not sent (see payer-info)
`vaulted-shopper-id`	integer	required if `payer-info` is not sent
`sepa-direct-debit-transaction`	container	required (see sepa-direct-debit-transaction)
`authorized-by-shopper`	boolean	required, value must be true
`transaction-meta-data`	container	optional (see transaction-meta-data)
`transaction-fraud-info`	container	optional (see transaction-fraud-info)

Response Details

If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:

Property	Notes
`transaction-id`
`vaulted-shopper-id`
`processing-info`	(see processing-info)
`fraud-result-info`	(see fraud-result-info)
`vendors-info`	(see vendors-info)

Examples

Request Examples

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction>
    <iban>DE09100100101234567893</iban>
  </sepa-direct-debit-transaction>
  <payer-info>
    <first-name>John</first-name>
    <last-name>Doe</last-name>
  </payer-info>
  <amount>9.65</amount>
  <currency>EUR</currency>
  <country>FR</country>
  <soft-descriptor>ABC COMPANY</soft-descriptor>
  <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction/>
  <vaulted-shopper-id>21786355</vaulted-shopper-id>
   <amount>100.00</amount>
   <currency>EUR</currency>
   <country>FR</country>
   <soft-descriptor>ABC COMPANY</soft-descriptor>
   <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction>
    <iban-first-four>DE09</iban-first-four>
    <iban-last-four>7893</iban-last-four>
  </sepa-direct-debit-transaction>
  <vaulted-shopper-id>19557478</vaulted-shopper-id>
  <amount>100.00</amount>
  <currency>EUR</currency>
  <country>FR</country>
  <soft-descriptor>ABC COMPANY</soft-descriptor>
  <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/xml' \
-H 'Accept: application/xml' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
<alt-transaction xmlns="http://ws.plimus.com">
  <sepa-direct-debit-transaction>
    <iban>DE09100100101234567893</iban>
  </sepa-direct-debit-transaction>
  <payer-info>
    <first-name>John</first-name>
    <last-name>Doe</last-name>
  </payer-info>
  <amount>12.65</amount>
  <currency>EUR</currency>
  <tax-reference>048deff0-a285-47e1-bc39-42f79bf0095b</tax-reference>
  <country>FR</country>
  <soft-descriptor>ABC COMPANY</soft-descriptor>
  <authorized-by-shopper>true</authorized-by-shopper>
</alt-transaction>'

Response Examples

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>1011189089</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>9.65</amount>
    <currency>EUR</currency>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
    </payer-info>
    <vaulted-shopper-id>21781957</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>Ooo153451</mandate-id>
        <mandate-date>01-Aug-17</mandate-date>
        <pre-notification-text>The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011189089</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
        <transaction-region>UK</transaction-region>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>38490478</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>100.00</amount>
    <currency>EUR</currency>
    <vaulted-shopper-id>21786355</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>BS141932</mandate-id>
        <mandate-date>29-Jun-17</mandate-date>
        <pre-notification-text>The amount of 100.00 EUR will be collected using SEPA Direct Debit with Mandate BS141932 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=38490478</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>38490482</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>100.00</amount>
    <currency>EUR</currency>
    <vaulted-shopper-id>19557478</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>BS141936</mandate-id>
        <mandate-date>29-Jun-17</mandate-date>
        <pre-notification-text>The amount of 100.00 EUR will be collected using SEPA Direct Debit with Mandate BS141936 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=38490482</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<alt-transaction xmlns="http://ws.plimus.com">
    <transaction-id>1011189089</transaction-id>
    <soft-descriptor>ABC COMPANY</soft-descriptor>
    <amount>12.65</amount>
    <currency>EUR</currency>
   <tax-reference>048deff0-a285-47e1-bc39-42f79bf0095b</tax-reference>
    <payer-info>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
    </payer-info>
    <vaulted-shopper-id>21781957</vaulted-shopper-id>
    <sepa-direct-debit-transaction>
        <iban-first-four>DE09</iban-first-four>
        <iban-last-four>7893</iban-last-four>
        <mandate-id>Ooo153451</mandate-id>
        <mandate-date>01-Aug-17</mandate-date>
        <pre-notification-text>The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.</pre-notification-text>
        <pre-notification-translation-ref>https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011189089</pre-notification-translation-ref>
    </sepa-direct-debit-transaction>
    <processing-info>
        <processing-status>PENDING</processing-status>
    </processing-info>
</alt-transaction>

API Explorer

To test out a basic API request, click the "Try It!" button in the right-hand column to test using the default, pre-populated sample values. To test with your own values, edit the parameter fields below. You'll see them populate in the right-hand column and you can click the "Try It!" button to submit your test request and see a response.