Create ECP Transaction

The Create ECP Transaction request performs a transaction (purchase) using the ACH/ECP payment method. For more information about this payment method, see ACH/ECP.

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Prerequisite: Enable the ECP payment method in your account

In the Merchant Portal, go to Checkout Page > Payment Methods and select Show in the menu next to the ECP payment method. Click Submit to save your change.


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Tip

You can test out a request that hits our sandbox in real-time. Follow the instructions here to use the "Try It!" feature on the right side.

Request Content

Send an altTransaction object with the following:

Property

Type

Required

merchantTransactionId

string

optional

softDescriptor

string

optional

amount

decimal

required

currency

string

required

taxReference

string

optional

vendorsInfo

object

optional (see vendorsInfo)

payerInfo

object

required if vaultedShopperId is not sent (see payerInfo)

vaultedShopperId

integer

required if payerInfo is not sent

pfToken

string

required if using Secured Payment Collector

ecpTransaction

object

required if pfToken is not sent (see ecpTransaction)

authorizedByShopper

boolean

required, value must be true

transactionMetaData

object

optional (see transactionMetaData)

transactionFraudInfo

object

optional (see transactionFraudInfo)

Response Details

If successful, the response HTTP status code is 200 OK. The response contains the request properties plus these additions:

Property

Notes

transactionId

vaultedShopperId

processingInfo

(see processingInfo)

fraudResultInfo

(see fraudResultInfo)

vendorsInfo

(see vendorsInfo)


Examples

Request Examples

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": "4099999992"
    },
    "amount": "100",
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": "1234567890"
    },
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "authorizedByShopper": true,
    "transactionFraudInfo": {
        "fraudSessionId": "1234",
        "customerId": "121341",
        "customerCreationDate": "2021-08-05"
    }
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "ecpTransaction": {},
    "amount": 100,
    "vaultedShopperId": 19563598,
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "authorizedByShopper": true
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": 4099999992
    },
    "amount": 100,
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": 1234567890
    },
    "merchantTransactionId": "unique_001",
    "currency": "USD",
    "authorizedByShopper": true
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": 4099999992
    },
    "amount": 100,
    "vendorsInfo": {
       "vendorInfo": [
          {"vendorId": "10398030"}
        ]
    },
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": 1234567890
    },
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "authorizedByShopper": true,
     "transactionFraudInfo": {
          "fraudSessionId": 1234
    }
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
     "vaultedShopperId": "19570144",
     "ecpTransaction": {
        "accountType": "CONSUMER_CHECKING",
        "publicAccountNumber": "99992",
        "publicRoutingNumber": "75150"
    },
    "amount": "100",
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": "1234567890"
    },
   
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "authorizedByShopper": true,
    "transactionFraudInfo": {"fraudSessionId": "1234"}
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "pfToken": "eba795a8ec2a8e7754afe7a69b0a0869fba0e6daec01e2d81e1ccbb6771c24ab_",
  "amount": 100,
  "currency": "USD",
  "payerInfo": {
    "zip": "02453",
    "firstName": "John",
    "lastName": "Doe",
    "phone": "1234567890"
  },
  "softDescriptor": "ABC COMPANY",
  "authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": "4099999992"
    },
    "amount": "115.50",
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": "1234567890"
    },
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "authorizedByShopper": true,
    "taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
    "transactionFraudInfo": {"fraudSessionId": "1234"}
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "transactionOrderSource": "MOTO",
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": "4099999992"
    },
    "amount": "100",
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": "1234567890"
    },
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "authorizedByShopper": true,
    "transactionFraudInfo": {
        "fraudSessionId": "1234",
        "customerId": "121341",
        "customerCreationDate": "2021-08-05"
    }
}

Response Examples

{
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": 4099999992
    },
    "amount": 100,
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": 1234567890
    },
    "vaultedShopperId": 21614935,
    "processingInfo": {"processingStatus": "PENDING"},
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "transactionId": 38504784,
    "fraudResultInfo": {"deviceDataCollector": "Y"}
}
{
    "ecpTransaction": {},
    "amount": 100,
    "vaultedShopperId": 19563598,
    "processingInfo": {"processingStatus": "PENDING"},
    "softDescriptor": "ABC COMPANY",
    "currency": "USD",
    "transactionId": 38504786
}
{
    "ecpTransaction": {
        "routingNumber": "011075150",
        "accountType": "CONSUMER_CHECKING",
        "accountNumber": 4099999992
    },
    "amount": 100,
    "payerInfo": {
        "zip": "02453",
        "firstName": "John",
        "lastName": "Doe",
        "phone": 1234567890
    },
    "vaultedShopperId": 21614935,
    "merchantTransactionId": "unique_001",
    "processingInfo": {"processingStatus": "PENDING"},
    "currency": "USD",
    "transactionId": 38504788
}
{
  "transactionId": "1015593717",
  "vendorInfo": {
    "vendorId": 10398030,
    "commissionPercent": 30
  },
  "vendorsInfo": {
    "vendorInfo": [
      {
        "vendorId": 10398030,
        "commissionPercent": 30
      }
    ]
  },
  "softDescriptor": "ABC COMPANY",
  "amount": 100,
  "currency": "USD",
  "payerInfo": {
    "firstName": "John",
    "lastName": "Doe",
    "zip": "02453",
    "phone": "1234567890"
  },
  "vaultedShopperId": 22324287,
  "ecpTransaction": {
    "accountNumber": "4099999992",
    "routingNumber": "011075150",
    "accountType": "CONSUMER_CHECKING"
  },
  "processingInfo": {
    "processingStatus": "PENDING"
  }
}
{
    "transactionId": "38505332",
    "softDescriptor": "ABC COMPANY",
    "amount": "100",
    "currency": "USD",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe",
        "zip": "02453",
        "phone": "1234567890"
    },
    "vaultedShopperId": "19570144",
    "ecpTransaction": {
        "accountType": "CONSUMER_CHECKING",
        "publicAccountNumber": "99992",
        "publicRoutingNumber": "75150"
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    }
}
{
    "transactionId": "1066353507",
    "softDescriptor": "ABC COMPANY",
    "amount": 100,
    "currency": "USD",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe",
        "zip": "02453",
        "phone": "1234567890"
    },
    "vaultedShopperId": 37729623,
    "ecpTransaction": {
        "accountType": "CONSUMER_CHECKING",
        "publicAccountNumber": "99992",
        "publicRoutingNumber": "75150"
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    },
    "fraudResultInfo": {}
}

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