The Create SEPA DD Transaction request performs a transaction (purchase) using the SEPA Direct Debit payment method. Note that the shopper's account is not immediately debited - it takes about 5 to 6 business days for the shopper's bank to approve the charge and for their account to be debited.
For more information, see the SEPA Direct Debit guide.
Prerequisite: Have SEPA enabled for your account
Contact Merchant Support to have SEPA Direct Debit enabled for your account.
Send a test request
Go to API Explorer to send a test request to our sandbox environment and receive a response in real time.
Request Content
Send an altTransaction object, with the following:
Property | Type | Required |
---|---|---|
amount | decimal | required |
authorizedByShopper | boolean | required value must be true |
country | string | optional |
currency | string | required value must be EUR |
merchantTransactionId | string | optional |
payerInfo | object | required if vaultedShopperId is not sent (see payerInfo) |
productDescription | string | optional |
sepaDirectDebitTransaction | object | required (see sepaDirectDebitTransaction) |
softDescriptor | string | optional |
taxReference | string | optional |
transactionFraudInfo | object | optional (see transactionFraudInfo) |
transactionMetaData | object | optional (see transactionMetaData) |
vaultedShopperId | integer | required if payerInfo is not sent |
vendorsInfo | object | required if using marketplace vendor(s) (see vendorsInfo) |
Response Details
If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:
Property | Notes |
---|---|
fraudResultInfo | (see fraudResultInfo) |
processingInfo | (see processingInfo) |
transactionId | |
vaultedShopperId |
Examples
Request Examples
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"sepaDirectDebitTransaction": {
"iban": "DE09100100101234567893"
},
"payerInfo": {
"firstName": "John",
"lastName": "Doe"
},
"amount": 9.65,
"currency": "EUR",
"country": "FR",
"softDescriptor": "ABC COMPANY",
"authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"sepaDirectDebitTransaction": {},
"vaultedShopperId": 21786355,
"amount": 9.65,
"currency": "EUR",
"country": "FR",
"softDescriptor": "ABC COMPANY",
"authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"sepaDirectDebitTransaction": {
"ibanFirstFour": "DE09",
"ibanLastFour": "7893"
},
"vaultedShopperId": "21781965",
"amount": 9.65,
"currency": "EUR",
"country": "FR",
"softDescriptor": "ABC COMPANY",
"authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"sepaDirectDebitTransaction": {
"iban": "DE09100100101234567893"
},
"payerInfo": {
"firstName": "John",
"lastName": "Doe"
},
"amount": 12.65,
"currency": "EUR",
"country": "FR",
"taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
"softDescriptor": "ABC COMPANY",
"authorizedByShopper": true
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"transactionOrderSource": "MOTO",
"sepaDirectDebitTransaction": {
"iban": "DE09100100101234567893"
},
"payerInfo": {
"firstName": "John",
"lastName": "Doe"
},
"amount": 9.65,
"currency": "EUR",
"country": "FR",
"softDescriptor": "ABC COMPANY",
"authorizedByShopper": true
}'
Response Examples
{
"transactionId": "1011183521",
"softDescriptor": "ABC COMPANY",
"amount": 9.65,
"currency": "EUR",
"payerInfo": {
"firstName": "John",
"lastName": "Doe"
},
"vaultedShopperId": 21781957,
"sepaDirectDebitTransaction": {
"ibanFirstFour": "DE09",
"ibanLastFour": "7893",
"mandateId": "Ooo153451",
"mandateDate": "21-Jul-17",
"preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
"preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011183521"
},
"processingInfo": {
"processingStatus": "PENDING",
"transactionRegion": "UK"
}
}
{
"transactionId": "1011189089",
"softDescriptor": "ABC COMPANY",
"amount": 9.65,
"currency": "EUR",
"vaultedShopperId": 21786355,
"sepaDirectDebitTransaction": {
"ibanFirstFour": "DE09",
"ibanLastFour": "7893",
"mandateId": "Ooo153465",
"mandateDate": "21-Jul-17",
"preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153465 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
"preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011189089"
},
"processingInfo": {
"processingStatus": "PENDING"
}
}
{
"transactionId": "1011188517",
"softDescriptor": "ABC COMPANY",
"amount": 9.65,
"currency": "EUR",
"vaultedShopperId": 21781965,
"sepaDirectDebitTransaction": {
"ibanFirstFour": "DE09",
"ibanLastFour": "7893",
"mandateId": "Ooo153463",
"mandateDate": "21-Jul-17",
"preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153463 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
"preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011188517"
},
"processingInfo": {
"processingStatus": "PENDING"
}
}
{
"transactionId": "1011183521",
"softDescriptor": "ABC COMPANY",
"amount": 12.65,
"currency": "EUR",
"taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
"payerInfo": {
"firstName": "John",
"lastName": "Doe"
},
"vaultedShopperId": 21781957,
"sepaDirectDebitTransaction": {
"ibanFirstFour": "DE09",
"ibanLastFour": "7893",
"mandateId": "Ooo153451",
"mandateDate": "21-Jul-17",
"preNotificationText": "The amount of 12.65 EUR will be collected using SEPA Direct Debit with Mandate Ooo153451 from your bank account IBAN DE09XXXXXX7891 in the next few days. Please ensure sufficient funds in your account.",
"preNotificationTranslationRef": "https://sandbox.bluesnap.com/services/2/translations/sepa/prenotification?transactionid=1011183521"
},
"processingInfo": {
"processingStatus": "PENDING"
}
}
{
"transactionId": "1066353551",
"softDescriptor": "ABC COMPANY",
"amount": 9.65,
"currency": "EUR",
"payerInfo": {
"firstName": "John",
"lastName": "Doe"
},
"vaultedShopperId": 37729727,
"sepaDirectDebitTransaction": {
"ibanFirstFour": "DE09",
"ibanLastFour": "7893",
"mandateId": "Blu314913",
"mandateDate": "11-Aug-22",
"preNotificationText": "The amount of 9.65 EUR will be collected using SEPA Direct Debit with Mandate Blu314913 from your bank account IBAN DE09XXXXXX7893 in the next few days. Please ensure sufficient funds in your account.",
"preNotificationTranslationRef": "https://sandbox.bluesnap.com:443/services/2/translations/sepa/prenotification?transactionid=1066353551"
},
"processingInfo": {
"processingStatus": "PENDING"
},
"fraudResultInfo": {}
}
API Explorer
BlueSnap provides a sandbox environment so you can test basic requests with this endpoint. You can view the request in the API Explorer console and its response directly below the console.
The console includes a sample request with predefined parameter values. To send a request with custom values, edit the parameter fields below. As you edit the fields, your custom values display in the request in the console.
Click the Try it! button below the request example when you are ready to send your request.