Create Pre-Authorized Debit Transaction

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Please reach out to BlueSnap Merchant Support to enable this payment method.

The Create Pre-Authorized Debit Transaction request performs a transaction (purchase) using the Pre-Authorized Direct Debit payment method. Note that the shopper's account is not immediately debited - it takes about 3 business days for the shopper's bank to approve the charge and for their account to be debited. For more information about this payment method, see the Pre-Authorized Direct Debit guide.

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Prerequisite: Enable the Pre-Authorized Direct Debit payment method in your account

In the Merchant Portal, go to Checkout Page > Payment Methods and select Show in the menu next to the Pre-Authorized Direct Debit payment method. Click Submit to save your changes.


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Tip

You can test out a request that hits our sandbox in real-time. Follow the instructions here to use the "Try It!" feature on the right side.

Request Content

Send an altTransaction object with the following:

PropertyTypeRequired
merchantTransactionIdstringoptional
softDescriptorstringoptional
amountdecimalrequired
currencystringrequired
taxReferencestringoptional
vendorsInfoobjectoptional (see vendorsInfo)
payerInfoobjectrequired if vaultedShopperId is not sent (see payerInfo)
vaultedShopperIdintegerrequired if payerInfo is not sent
pfTokenstringoptional
acssDirectDebitTransactionobjectrequired (see acssDirectDebitTransaction)
authorizedByShopperbooleanrequired, value must be true
transactionMetaDataobjectoptional (see transactionMetaData)
transactionFraudInfoobjectoptional (see transactionFraudInfo)

Response Details

If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:

transactionId
vaultedShopperId
processingInfo(see processingInfo)
fraudResultInfo(see fraudResultInfo)

Examples

Request Examples

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Note

The agreementId in the examples below should be replaced with the agreementId you obtain through the Create Debit Agreement mandate API request.

curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "acssDirectDebitTransaction": {
        "routingNumber": "001004820",
        "accountNumber": "9990000001",
        "accountType": "PERSONAL",
        "agreementId": 87
    },
    "amount": 11,
    "payerInfo": {
        "zip": "12345",
        "firstName": "John",
        "lastName": "Doe",
        "country": "CA"
    },
    "currency": "CAD",
    "authorizedByShopper": true
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "acssDirectDebitTransaction": {
    "routingNumber": "001004820",
    "publicAccountNumber": "7772",
    "agreementId": 87
  },
  "amount": 11,
  "vaultedShopperId": 19610966,
  "currency": "CAD",
  "authorizedByShopper": true
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
  "becsDirectDebitTransaction": {},
  "amount": 11,
  "currency": "AUD",
  "vaultedShopperId": 19610968,
  "authorizedByShopper": true
}
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \ 
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
    "transactionOrderSource": "MOTO",
    "acssDirectDebitTransaction": {
        "routingNumber": "001004820",
        "accountNumber": "9990000001",
        "accountType": "PERSONAL",
        "agreementId": 87
    },
    "amount": 11,
    "payerInfo": {
        "zip": "12345",
        "firstName": "John",
        "lastName": "Doe",
        "country": "CA"
    },
    "currency": "CAD",
    "authorizedByShopper": true
}

Response Examples

{
    "transactionId": "38701842",
    "amount": 11,
    "currency": "CAD",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe",
        "country": "ca",
        "zip": "12345"
    },
    "vaultedShopperId": 19610966,
    "acssDirectDebitTransaction": {
        "routingNumber": "001004820",
        "accountType": "PERSONAL",
        "publicAccountNumber": "9992",
        "agreementId": 87
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    }
}
{
  "transactionId": "38702780",
  "amount": 11,
  "currency": "CAD",
  "vaultedShopperId": 19610966,
  "acssDirectDebitTransaction": {
    "routingNumber": "001004820",
    "accountType": "BUSINESS",
    "publicAccountNumber": "7772",
    "agreementId": 87
  },
  "processingInfo": {
    "processingStatus": "PENDING"
  }
}
{
  "transactionId": "38702772",
  "amount": 11,
  "currency": "AUD",
  "vaultedShopperId": 19610968,
  "acssDirectDebitTransaction": {
    "routingNumber": "001004820",
    "accountType": "BUSINESS",
    "publicAccountNumber": "7772",
    "agreementId": 87
  },
  "processingInfo": {
    "processingStatus": "PENDING"
  }
}
{
    "transactionId": "38701842",
    "amount": 11,
    "currency": "CAD",
    "payerInfo": {
        "firstName": "John",
        "lastName": "Doe",
        "country": "ca",
        "zip": "12345"
    },
    "vaultedShopperId": 19610966,
    "acssDirectDebitTransaction": {
        "routingNumber": "001004820",
        "accountType": "PERSONAL",
        "publicAccountNumber": "9992",
        "agreementId": 87
    },
    "processingInfo": {
        "processingStatus": "PENDING"
    }
}

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API Explorer

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