The Create Local Bank Transfer (LBT) Transaction request obtains account details for a transaction. The shopper must complete the transaction. Their account is not immediately debited. For more information on Local Bank Transfer, refer to the Local Bank Transfer guide.
Short payments
If the amount received from the shopper is less than the order total, this is considered a short payment. If a short payment requires your approval, send a Merchant Approve Transaction request with the transaction ID.
Tip
You can test out a request that hits our sandbox in real-time. Follow the instructions here to use the "Try It!" feature on the right side.
Request Content
Send an altTransaction object, with the following:
Property | Type | Required |
---|---|---|
merchantTransactionId | string | optional |
softDescriptor | string | optional |
amount | decimal | required |
currency | string | required |
taxReference | string | optional |
vendorsInfo | object | required if using marketplace vendor(s) (see vendorsInfo) |
payerInfo | object | required if vaultedShopperId is not sent (see payerInfo) |
vaultedShopperId | integer | required if payerInfo is not sent |
localBankTransferTransaction | object | required (see localBankTransferTransaction) |
transactionMetaData | object | optional (see transactionMetaData) |
Response Details
If successful, the response HTTP status code is 200 OK.
The response contains the request properties plus these additions:
Property | Notes |
---|---|
vaultedShopperId | |
localBankTransferTransaction | (see localBankTransferTransaction) |
processingInfo | (see processingInfo) |
Examples
Request Examples
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"amount": 70,
"payerInfo": {
"firstName": "John",
"lastName": "Doe",
"country": "us"
},
"currency": "USD",
"localBankTransferTransaction": {}
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"amount": 42,
"payerInfo": {
"firstName": "John",
"lastName": "Doe",
"country": "us"
},
"currency": "USD",
"localBankTransferTransaction": {},
"softDescriptor": "ABCD COMPANY",
"merchantTransactionId": "pk-lbt-020320-1",
"transactionMetaData": {
"metaData": [
{
"metaValue": "v1",
"metaKey": "k1",
"metaDescription": "test metadata"
}
]
}
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"amount": 70,
"currency": "USD",
"payerInfo": {
"firstName": "Jane",
"lastName": "Smith",
"country": "us"
},
"localBankTransferTransaction": {},
"vendorsInfo": {
"vendorInfo": [{ "vendorId": "10398032" }]
}
}'
curl -v -X POST https://sandbox.bluesnap.com/services/2/alt-transactions/ \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
-H 'Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=' \
-d '
{
"amount": 75.60,
"payerInfo": {
"firstName": "John",
"lastName": "Doe",
"country": "us"
},
"currency": "USD",
"taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
"localBankTransferTransaction": {}
}'
Response Examples
{
"amount": 70,
"currency": "USD",
"payerInfo": {
"firstName": "John",
"lastName": "Doe",
"country": "us"
},
"vaultedShopperId": 19582494,
"localBankTransferTransaction": {
"localBankTransferInfo": {
"swiftCode": "RABOUS66XXX",
"paymentReference": "410000782129",
"accountHolder": "Global Collect BV",
"bankCode": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD",
"bankName": "Rabobank N.A.",
"countryDescription": "United States",
"bankCity": "Ontario USA",
"bankAccountNumber": "0487369908"
},
"orderId": 4000835
},
"processingInfo": {
"processingStatus": "PENDING",
"transactionRegion": "US"
}
}
{
"merchantTransactionId": "pk-lbt-020320-1",
"softDescriptor": "ABCD COMPANY",
"amount": 42,
"currency": "USD",
"payerInfo": {
"firstName": "John",
"lastName": "Doe",
"country": "us"
},
"vaultedShopperId": 19582592,
"transactionMetaData": {
"metaData": [
{
"metaKey": "k1",
"metaValue": "v1",
"metaDescription": "test metadata"
}
]
},
"localBankTransferTransaction": {
"localBankTransferInfo": {
"swiftCode": "RABOUS66XXX",
"paymentReference": "410000784219",
"accountHolder": "Global Collect BV",
"bankCode": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD",
"bankName": "Rabobank N.A.",
"countryDescription": "United States",
"bankCity": "Ontario USA",
"bankAccountNumber": "0487369908"
},
"orderId": 4000989
},
"processingInfo": {
"processingStatus": "PENDING"
}
}
{
"vendorsInfo": {
"vendorInfo": [
{
"vendorId": 10398032,
"commissionPercent": 90.2
}
]
},
"amount": 70,
"currency": "USD",
"payerInfo": {
"firstName": "Jane",
"lastName": "Smith",
"country": "us"
},
"vaultedShopperId": 27670635,
"localBankTransferTransaction": {
"localBankTransferInfo": {
"swiftCode": "RABOUS66XXX",
"paymentReference": "410000932239",
"accountHolder": "Global Collect BV",
"bankCode": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD",
"bankName": "Rabobank N.A.",
"countryDescription": "United States",
"bankCity": "Ontario USA",
"bankAccountNumber": "0487369908"
},
"orderId": 17649597
},
"processingInfo": {
"processingStatus": "PENDING"
}
}
{
"amount": 75.60,
"currency": "USD",
"taxReference": "048deff0-a285-47e1-bc39-42f79bf0095b",
"payerInfo": {
"firstName": "John",
"lastName": "Doe",
"country": "us"
},
"vaultedShopperId": 19582494,
"localBankTransferTransaction": {
"localBankTransferInfo": {
"swiftCode": "RABOUS66XXX",
"paymentReference": "410000782129",
"accountHolder": "Global Collect BV",
"bankCode": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD",
"bankName": "Rabobank N.A.",
"countryDescription": "United States",
"bankCity": "Ontario USA",
"bankAccountNumber": "0487369908"
},
"orderId": 4000835
},
"processingInfo": {
"processingStatus": "PENDING"
}
}
Order ID and status
Until the shopper completes the order, the processing status stays as
PENDING
and there is no transaction ID. You must use theorderId
for the transaction.
API Explorer
To test out a basic API request, click the "Try It!" button in the right-hand column to test using the default, pre-populated sample values. To test with your own values, edit the parameter fields below. You'll see them populate in the right-hand column and you can click the "Try It!" button to submit your test request and see a response.